This month we get to toot our horn as it's National Independent Community Banking Month! We have been a locally owned bank for over 90 years and are proud of the service we offer our area communities. Why should you bank with a community bank? Read on .........
Community Bank Advantages
Community banks focus attention on the needs of local families, businesses and farmers. Conversely, many of the nation's megabanks are structured to place a priority on serving large corporations.
Unlike many larger banks that may take deposits in one state and lend in others, community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing.
Community bank officers are generally accessible to their customers on-site. CEOs at megabanks are often headquartered in office suites, away from daily customer dealings.
Community bank officers are typically deeply involved in local community affairs, while large-bank officers are likely to be detached physically and emotionally from the communities where their branches are located.
Many community banks are willing to consider character, family history and discretionary spending in making loans. Megabanks, on the other hand, often apply impersonal qualification criteria, such as credit scoring, to all loan decisions without regard to individual circumstances.
Community banks offer nimble decision-making on business loans because decisions are made locally. Megabanks must often convene loan-approval committees in another state.
Because community banks are themselves small businesses, they understand the needs of small-business owners. Their core concern is lending to small businesses and farms. The core concern of the mega banks is corporate America.
If you haven't already - now is a great time to make the switch to your local community bank RELIABANK!
Join us April 22 at all our locations for a community open house
Beverages and treats will be served.
Tuesday night was the launch party of the promotion, held at Lunkers on Lake Kampeska. A wonderful event hosted by KXLG. 
The Innovative Education Grant for $7000 was given to all elementary reading teachers. The teachers will each receive an iPad to motivate and equip students with important skills for learning to read successfully
The Foundation Innovative Education Grant for $3000 for awarded to WMS math students. These students will be using iPads for accomplishing lesson activities in math that will help challenge and accelerate gifted students as well as aid progress for the struggling learner.
A Foundation Innovative Education Grant for $2900 was give to WMS students. These students will be participating in the Oelweus Bullying Prevention Program. This program, one of the premier bullying prevention programs in the country, will be implemented at WMS to address the whole bullying cycle 
Independent Community Bankers Association (ICBA) “I Love My Community Bank” campaign allows customers and small businesses to share their experiences with their community banks. On the “I Love My Community Bank” website, consumers can post comments, photos and video testimonials about their community banking experiences. 
