Thursday, April 22, 2010

Did you celebrate earth day?

David W Johnson, CEO and other Reliabank employees spent this morning planting trees in celebration of Earth Day. These trees will be used as giveaways to customers during a summer promotion. 

Why should every day be Earth day? Forty years after the first Earth Day, the world is in greater peril than ever. While climate change is the greatest challenge of our time, it also presents the greatest opportunity – an unprecedented opportunity to build a healthy, prosperous, clean energy economy now and for the future.

It's up to all of us to help our communities go green.

DID YOU KNOW....
Every aluminium drink can you recycle saves enough energy to keep your TV running for three hours.

Americans dispose of 10.5 million tons of plastic garbage every year, and about 8% of the world's annual oil production is used toward the creation of plastic products. A single plastic bottle can spend anywhere from 100 to 1000 years in a landfill

Passenger vehicles contribute 20% of greenhouse gas emissions in the US. 13% of polluted rivers are impaired by urban run off of pollution like that left behind on roads and parking lots from cars. Walk, ride a bike, and use public transportation to help curb climate change!

Taking care of the Earth is not just a responsibility -- it's a privilege.

Monday, April 19, 2010

E-mails: To Forward or Not to Forward

While this blog doesn't have much to do with banking or offering finance tips, maybe this will curtail the amount of time (and thus money) wasted by people who forward hoax e-mails both at home and work.
Are you tired of all the forwarded e-mails you receive (often called urban legends or chain mail) that take up your in-box? Messages about free money, children in trouble, and other items designed to grab you and get you to forward the message to everyone you know? For some reason people feel the need to keep these going by forwarding to everyone in their address book.

If you receive an e-mail that you suspect may be a hoax, take the time to check it out on http://www.snopes.com/ . You can use the Snope Web site to research the information you receive to determine its accuracy. If the e-mail message is a hoax, you should delete it when you receive it instead of forwarding it. E-mail hoaxes are a problem because they invade our inboxes, waste our time reading and forwarding them, exploit our fears, and cause us to worry about things that aren't true. Worst of all, some recent hoax messages have been shown to contain computer viruses that will infect and destroy data on your computer and on the computers of everyone that you forward the message to.

So the next time you get ready to hit the "forward" icon on your in-box - take a moment to actually see if the information is accurate. More often then not - it won't be.

Thursday, April 15, 2010

WHAT MAKES A COMMUNITY BANK SPECIAL?

There are nearly 8,000 community banks, including commercial banks, thrifts, stock and mutual savings institutions, with more than 50,000 locations throughout the United States. Assets may range from less than $10 million to $10 billion or more. Community banks constitute 97 percent of all banks! We are proud to be your locally owned community bank.

So what is it that makes a community bank so special. Check out these facts:

• Unlike many larger banks that may take deposits in one state and lend in others, community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing

• Because community banks are themselves small businesses, they understand the needs of small-business owners. Their core concern is lending to small businesses and farms. The core concern of the mega banks is corporate America.

• Local residents control the bank as shareholders and/or account holders.
• Community banks are the primary funding source for most local construction projects and residential mortgages.

• Community banks make many financial donations to civic groups and many bank employees are members of local civic groups.

• Community banks support many of the area's small businesses.

• Community bank employees and board members volunteer their time and support to local community projects.

Monday, April 12, 2010

Community Banking Month in Full Swing.....

So much going on this month at Reliabank. While we celebrate Community Banking Month, we have contests going on in all our bank lobbies. Stop by and take a peek at our Employee Baby Picture contest. Take a guess at who those cute babies are, and enter to win a Reliabank prize package.

KIDS! We have a coloring contest going on at all bank locations, stop by and pick up your entry form. When you return your colored picture you'll receive a $1 Dairy Queen certificate! Winners in each age category will win $10 in gold coins!

Our customer appreciation open house will be held Friday, April 23.
Join us for goodies and bevearges all day.

WHAT IS A COMMUNITY BANK?
Community banks are locally owned and operated.


Community banks reinvest deposits almost exclusively within the local community.

Nearly 95% of the bank's investment is put right here in our community through residential mortgages, small business loans, and agricultural loans.

Decisions are made at the local level.

Community banks' philosophy of management is community